| Membership Fees | |
| Kaiperm FCU New Membership Fee | No Fee |
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| Checking Fees | |
| Free Checking | No Fee |
| Value Checking | $3.00/Month |
| Enhanced Checking | $5.00/Month |
| Interest Checking Dividend Bearing |
No Fee* |
| VISA/Line of Credit Overdraft Protection Advance Fee Fee applies to each advance transaction |
$10.00 Each |
| Important Notification for Members with Checking Accounts regarding Overdraft Protection. Adobe Acrobat Reader is needed to view this notification. | |
| Returned or Paid NSF Item Applies to checks, ACH, and VISA Check/Debit Card |
$25.00 Each (Maximum $125.00/Day) |
| Discretionary Overdraft Payment Fee | $25.00 Each |
| Checking Account Inactive Fee No transaction activity for 6 or more months |
$5.00/Month |
| Stop Payment Order Single check, ACH item, or sequential range of checks. Stop payment orders are valid for six months |
$25.00 Each |
| Copy of Cleared Check After first two in a statement period |
$3.00 Each |
| Temporary Checks For existing checking accounts over 3 months old |
$5.00/14 Checks |
| Checking Account Abuse Resulting in Account Closure | $25.00 |
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| VISA Check / Debit Card, ATM & CU Service Center Fees | |
| ATM Transaction at Non-Kaiperm ATM or CU Service Center Transaction Fee | $2.00 Each |
| Replacement VISA Check / Debit Card | $20.00 Each |
| ATM Adjustment Incorrect ATM deposit amount |
At Cost |
| Empty ATM Deposit Envelope Fee | $25.00 Each |
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| Miscellaneous Loan & VISA Credit Card Fees | |
| Loan Skip Payment Fee Restrictions apply. Limited to one skip payment annually for each qualified loan. |
$25.00/Loan |
| VISA Credit Card Replacement Fee | $20.00 Each |
| VISA Credit Card Late Charge (Applied to payments received 10 or more days after due date) |
$25.00 |
| VISA Credit Card Over Limit Fee | $25.00 |
| VISA Cash Advance Fee (Not charged for cash advances made through ICU Home Banking) |
2% of Cash Advance; $20.00 Minimum |
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| Online, Electronic (ACH), and Checking Transaction Fees | |
| ICU Online Home Banking | No Fee |
| Bill Pay Access Bill Pay requires a Checking Account |
No Fee |
| Transfer Funds/Pay People (In-Bound) | No Fee |
| Transfer Funds/Pay People (Out-Bound) | $2.50-$15.00 Each |
| ACH Stop Payment Order | $25.00 Each |
| ACH Deposit Return | $25.00 Each |
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| Share Savings, Club & Money Market Fees | |
| Excessive Withdrawal Fee (From savings or money market account) |
$5.00/Month |
| Club Account Early Withdrawal Fee | $20.00 Each |
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| Account Management Fees | |
| Membership Re-establishment Fee | $20.00 Each |
| Returned Deposited Item | $25.00 Each |
| Returned Deposited Item Item written from your own account elsewhere |
$25.00 Each |
| Missing Address Service Fee | $5.00/Month |
| Dormant Account Escheatment Notification Fee | At Cost/Max $2.00 |
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| Other Services | |
| Traditional Traveler’s Cheques | 1.0% Face Value |
| Traveler’s Cheques for Two | 1.5% Face Value |
| Gift Cheques | $2.50 Each |
Member Check Cashing Fee |
$3.00/item |
| Corporate Check/Cashier's Check Waived when check made payable to Member |
$3.00 Each |
| Copy of Cleared Kaiperm Corporate/Cashiers check | $3.00 Each |
| Redeposit of Corporate/Cashier’s Check | $25.00 Each |
| Collection Item | At Cost |
| Merchant Collection Item Fee | $15.00/Item |
| Incoming Wire Transfer | $10.00 Each |
| Outgoing Domestic Wire | $25.00 Each |
| Outgoing Foreign Wire | $25.00 + Cost |
| Notary Public | $10.00/Signature |
| Verification of Deposit (VOD) | $5.00 Each |
| Statement Copies | $5.00/Statement |
| Document Copy Fee | $5.00/Page |
| Research Fee Minimum of one hour; charged fractionally thereafter |
$25.00/Hour |
| Interim Statement Fee (History printout) |
$5.00/Page |
| Attachment, Lien or Garnishment | $25.00 Each |
| Address Notification Fee | $5.00 |
| IRA Transfer Fee (Outgoing) | $25.00 |
| CU Service Center Shared Branch Services Eligibility requirements. Individual outlet fees apply |
Contact Outlet(s) for Current Pricing |
| *No Monthly Fee with combined Loan and Savings balances over $10,000. | |