Vehicle Loan

One of the great benefits of being a member of Kaiperm Federal Credit Union is access to Competitive Rates on both loans and savings products. We offer financing on all types of vehicles including cars, trucks, boats, and RV's. Visit our Auto Buying Resource Center to make an informed decision. Today's APR*:
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We offer up to 100% financing on new vehicles and up to 90% of high Blue Book value on used cars. With Credit Union Direct Lending (CUDL), we make it easier than ever. Visit a participating CUDL dealer and apply for financing at the time of purchase. You can save even more by purchasing Mechanical Breakdown Insurance and/or Guaranteed Auto Protection (GAP) through Kaiperm rather than a dealer. We offer a loan repayment term from 36 - 72 months1 and up to 84 months for New RV's and Boats. You can even allocate your Direct Deposit for effortless repayment.

More Vehicle Options
Do you have a current vehicle loan with another financial institution? If so, Kaiperm can re-finance that loan and save you money! Ask us about vehicle loan refinancing today.

Already have a vehicle loan with us or are in the market for a new auto option? Let Kaiperm get you into a new car today by helping you with your next auto loan.

Benefits

How it Works
Rates are dependent on approved credit. Rate discounts are not available on boat or RV loans. Payment amount will vary on APR, amount financed, and terms of loan. Apply online, over the Phone, via Fax , or Visit a Branch. See Open End Loan Agreement for full details or Contact Us.

1. For terms over 72 months 0.50% will be added to the rate.

*APR - Annual Percentage Rate. Rates shown are for maximum financing of 80%. See the Loan Rates page for additional financing options. On Approved Credit. Rates quoted with discounts. Discounts include .25% for members with an active Kaiperm Checking Account, .25% for Kaiperm sold Guaranteed Auto Protection (GAP) coverage, .25% for Kaiperm sold Mechanical Breakdown Insurance (MBI), .and .25% for automatic repayment of loan. Rate reductions not to exceed .50%.

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